Via protection

VIA PROTECTION

DOMICILE PROTECTION

Exclusive Via Capitale coverage available free of charge to purchasers by participating dealers. Check with your broker or check out his page on our website.

Home protection covers the buyer by defraying the cost of repairs arising from a defect or sudden breakage of plumbing, electrical, heating, ventilation and air conditioning equipment, systems and equipment.

Your coverage

The protection comes into force on the day of signature of the notarial deed of sale and applies for a period of 12 months.
Appliances, systems and equipment located within the perimeter of the main building and attached heated garage and the heat pump, even if located outside the perimeter, are covered by this coverage up to $ 1,000 By claim.
A deductible of $ 100 per claim applies.
This protection also provides access to a free legal assistance service.

* Certain terms and conditions apply

To be eligible *

The buyer must have acquired the property through a real estate broker Via Capitale participating in the Home Protection program.
Building of up to 4 units, strictly residential, habitable year-round, subject to a sale transaction of more than $ 75,000.
* New buildings, buildings subject to a sale under judicial control or mortgage loans, as well as vacant buildings for a period of more than 90 days are excluded.

SITUATION

You settle into your new property at the beginning of July, in full heat. You quickly notice that the wall-mounted air conditioning system, far from providing you with the expected refreshment, only seems to produce heat. You will be relieved to be able to rely on your Via Capitale home protection so that a qualified repairer will be referred to you without delay.

 

HYPOTHECE PROTECTION

Protects the buyer in case of involuntary loss of employment or accidental death. Coverage applies over a 12-month period following the signing of the notarial deed of sale and provides for a refund of mortgage payments (principal and interest), common condo charges up to a maximum of $ 25,000 *.

The conditions to benefit from the Mortgage Protection:

Purchase your property through a broker of Via Capitale
Subscribe your mortgage to a representative of one of the financial institutions approved by Via Capitale
The benefits of mortgage loans offered by these institutions

A “tailor-made” mortgage, on terms and rates among the most advantageous on the market;
A one-stop shop for the purchase and financing of your property;
The possibility of obtaining a mortgage pre-authorization free of charge to freeze the mortgage rate, visit properties corresponding to your budget and present a promise to purchase that may well be preferred by the seller.
PROTECTION-OWNER

Exclusive Via Capitale coverage available free of charge to vendor customers by participating dealers. Check with your broker or check out his page on our website.

Proprietary Protection protects the seller from the default of the promisor-buyers to conclude the sale. Once the terms of the promise to purchase have been fulfilled, except that relating to the signing of the deed of sale, the eligible beneficiaries will be reimbursed Losses, disbursements and reasonable temporary subsistence expenses incurred as a result of the delay or withdrawal of the promisor-buyers from fulfilling their promise to purchase. The death or permanent total invalidity of any promisor-purchaser arising after all the terms of the promise have been fulfilled, except that relating to the signature of the deed of sale, shall be treated as a case of discontinuance giving Right to Protection-owner.

This protection also provides access to a free legal assistance service.

 

JURIDIC ASSISTANCE

Because your broker participates in Home Protection or Homeowner Protection, you automatically benefit from a free legal assistance service for all matters related to: family, work, liability, bankruptcy, wills and estates, business, corporate , Real estate, small claims, consumer protection, neighborhood, housing, municipal, health and travel.

Free assistance for 12 months;
No call time limit;
No occurrence limit;
Confidential and bilingual service;
Return of a lawyer’s appeal within 48 hours.
Legal information is transmitted by telephone, by lawyers employed by Banque Nationale Assurances.

ONLY ONE NUMBER: 1 877 491-2433